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Interest Free Finance

Words by De Ver Cycles on 10/12/2018 18:18:42


0% finance is an excellent way to spread the cost of payments on your new bike or accessories. Please Note - 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

We offer from 10 months:

  • 10 months 0% finance on bikes £300 and up


Length of contract:    

10 Months

Bike cost:       


Deposit payable:   


Still to pay:


Monthly payments:


Finance terms and conditions

Finance is available over 10 months and is subject to status. Applicants are required to be at least 18 years old, employed and UK resident for the last 3 years to qualify.

Stock will not be allocated until the application has been completed and the deposit has been received.

Bank or Credit card statement - Related to the account used on the application and dated within the last 3 months - Utility Bill – Water, electricity, gas or landline telephone bill dated with the last 3 months. Note - Mobile phone bills are not acceptable

*If a non-European Economic Area (EEA) passport, you will need to provide work/residence permit that expires no less than 2 months after the Customer Agreement is due to end.

Customers using 0% finance (when available) may find their final month loan repayment is less than stated. Dependent on the loan amount, the final payment may be between 1p – 99p less.            

We reserve the right to withdraw finance on certain products. Details are available upon request.


In order to apply for credit with V12 Finance you must:

  • Be between 18 and 75 years of age

  • Be either in full time employment (16 hours or more per week), self-employed, retired and over 50 years of age or be in receipt of an invalidity or disability allowance

  • Be a UK resident

  • Be able to make repayments by direct debit

  • Provide your previous address if you have lived at your current address for less than 3 years.

To apply in store, you will need your bank details and a chip and pin debit or credit card to pay the deposit. On occasion our finance provider may request additional proof of identity, such as a recent utility bill or driving license.


Any bike purchased using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.