{"id":54,"date":"2024-07-30T12:02:34","date_gmt":"2024-07-30T11:02:34","guid":{"rendered":"https:\/\/blog.citrus-lime.com\/dver\/?p=54"},"modified":"2024-10-19T13:24:48","modified_gmt":"2024-10-19T12:24:48","slug":"interest-free-finance","status":"publish","type":"post","link":"https:\/\/blog.citrus-lime.com\/dver\/interest-free-finance\/","title":{"rendered":"Interest-Free Finance"},"content":{"rendered":"\n<p>0% finance is an excellent way to spread the cost of payments on your new bike or accessories. Please Note &#8211; 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.<\/p>\n\n\n\n<p>We offer from 10 months:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10 months 0% finance on bikes \u00a3300 and up<\/li>\n<\/ul>\n\n\n\n<p>Example:<\/p>\n\n\n\n<p>Length of contract:&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>10 Months<\/p>\n\n\n\n<p>Bike cost:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u00a31000<\/p>\n\n\n\n<p>Deposit payable:&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u00a3100<\/p>\n\n\n\n<p>Still to pay:<\/p>\n\n\n\n<p>\u00a3900<\/p>\n\n\n\n<p>Monthly payments:<\/p>\n\n\n\n<p>\u00a390<\/p>\n\n\n\n<p>Finance terms and conditions<\/p>\n\n\n\n<p>Finance is available over 10 months and is subject to status. Applicants are required to be at least 18 years old, employed and UK resident for the last 3 years to qualify.<\/p>\n\n\n\n<p>Stock will not be allocated until the application has been completed and the deposit has been received.<\/p>\n\n\n\n<p>Bank or Credit card statement &#8211; Related to the account used on the application and dated within the last 3 months &#8211; Utility Bill \u2013 Water, electricity, gas or landline telephone bill dated with the last 3 months. Note &#8211; Mobile phone bills are not acceptable<\/p>\n\n\n\n<p>*If a non-European Economic Area (EEA) passport, you will need to provide work\/residence permit that expires no less than 2 months after the Customer Agreement is due to end.<\/p>\n\n\n\n<p>Customers using 0% finance (when available) may find their final month loan repayment is less than stated. Dependent on the loan amount, the final payment may be between 1p \u2013 99p less.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>We reserve the right to withdraw finance on certain products. Details are available upon request.<\/p>\n\n\n\n<p>Eligibility:<\/p>\n\n\n\n<p>In order to apply for credit with V12 Finance you must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be between 18 and 75 years of age<\/li>\n\n\n\n<li>Be either in full time employment (16 hours or more per week), self-employed, retired and over 50 years of age or be in receipt of an invalidity or disability allowance<\/li>\n\n\n\n<li>Be a UK resident<\/li>\n\n\n\n<li>Be able to make repayments by direct debit<\/li>\n\n\n\n<li>Provide your previous address if you have lived at your current address for less than 3 years.<\/li>\n<\/ul>\n\n\n\n<p>To apply in store, you will need your bank details and a chip and pin debit or credit card to pay the deposit. On occasion our finance provider may request additional proof of identity, such as a recent utility bill or driving license.<\/p>\n\n\n\n<p>Delivery:<\/p>\n\n\n\n<p>Any bike purchased using finance must be delivered to the applicant&#8217;s home address. This is a legal requirement when a finance contract is in place &#8211; it helps protect customers from fraud and identity theft.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>0% finance is an excellent way to spread the cost of payments on your new bike or accessories. Please Note &#8211; 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated. We offer from 10 months: Example: Length of contract:&nbsp;&nbsp;&nbsp;&nbsp; 10 Months Bike cost:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \u00a31000 Deposit payable:&nbsp;&nbsp;&nbsp; \u00a3100 Still to<\/p>\n","protected":false},"author":130,"featured_media":57,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-54","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorised"},"featured_image_src":"https:\/\/blog.citrus-lime.com\/dver\/wp-content\/uploads\/sites\/27\/2024\/07\/pexels-pixabay-50987-1-scaled.jpg","author_info":{"display_name":"devercycles","author_link":"https:\/\/blog.citrus-lime.com\/dver\/author\/devercycles\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Interest-Free Finance - De Ver Cycles Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.citrus-lime.com\/dver\/interest-free-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Interest-Free Finance - De Ver Cycles Blog\" \/>\n<meta property=\"og:description\" content=\"0% finance is an excellent way to spread the cost of payments on your new bike or accessories. 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